Register for My Planner

Register using the one of the following:

(How do I find my Customer Number?)

Already have an account?

* Required

By signing up you agree to our Privacy Policy

Our Travel Protection Plan

We’re proud to offer travel protection in partnership with Allianz Global Assistance, a company known for their award-winning customer service. O.A.T.'s Travel Protection Plan provides a wide variety of benefits most other plans don't and our prices won't go up based on age. Plus, we worked with Allianz to provide our travelers with updated, epidemic-related covered reasons—including COVID-19 illness and individually required quarantine. These enhanced benefits were designed to give our travelers peace of mind as they explore the world.

With our Travel Protection Plan, we are committed to providing you a higher level of coverage than other plans, and we invite you to compare our benefits with other providers.

Plus, if you need emergency assistance during your trip, an award-winning assistance team will be available to help you 24/7.


"Allianz offers policies with generous coverage. One of its secret weapons is speed—it handles claims lightning fast.

–Christopher Elliott on, March 2019



Part A: Benefits Before You Travel
(Offered by O.A.T. and administered by Allianz Global Assistance) 
Trip Cancellation Waiver
(including pre-existing medical conditions)
100% of Trip Cost
Part B: Travel Benefits
(Offered and administrated by Allianz Global Assistance)
Primary Emergency Medical and Dental $50,000
($750 dental sublimit)
Emergency Transportation $500,000
Trip Interruption 100%, up to $100,000
Travel Delay (includes missed cruise and tour departures) $300 per day,
up to $1,500
Baggage Damage or Loss $2,000
Baggage Delay $600


Learn about Benefits & Coverage
Learn about Epidemic-related Benefits & Coverage
Learn about Rates

Shop around, and you'll discover that our Travel Protection Plan provides a wide variety of benefits that most other plans don't offer:

No Age Requirements

  • Our prices won’t go up based on age


Part A: Benefits Before You Travel


Trip Cancellation

  • Cancel for any reason and retain the FULL value of your trip—including your deposit—up until the day you depart

Pre-existing Conditions

  • Purchase within 10 days and your pre-existing medical condition would qualify for cash reimbursement; purchase after 10 days and receive a voucher


Part B: Travel Benefits


Trip Interruption

  • Retain up to 100% of your trip cost if you are unable to continue your trip due to covered unforeseen events

Primary Medical Coverage (up to)

  • $750 in dental expenses
  • $50,000 in medical expenses
  • No need to file a claim with your insurance company when you return home

Travel & Baggage Protection (up to)

  • $600 for baggage delays
  • Up to $1,500 for travel delays
  • Up to $1,500 for missed connections
  • $2,000 for baggage and personal effects damages or loss

Additional Benefits

  • 24-hour emergency assistance
  • Up to $25,000 in compensation for accidental death & dismemberment
  • $500,000 for a covered emergency medical evacuation

For more details and information on O.A.T.'s Waiver and Allianz Global Assistance's post-departure insurance, including plan and pricing details, click here

O.A.T.’s Travel Protection Plan is administered by Allianz Global Assistance. For information on the Certificate of Coverage and FAQs on O.A.T.'s Guaranteed Travel Protection Plan, visit the Allianz Global Assistance website

Please note: Our Travel Protection Plan must be purchased before or at the time of final payment. It may not be purchased after the trip has been paid for in full.

We use cookies to improve your experience, by using our site you accept such use. To view our cookie and privacy policy please click here.