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New & Improved Benefits

Protect 100% of your Travel Investment up to the Moment of Departure


When you purchase OAT's Travel Protection Plan, you can cancel your OAT adventure at any time—up to the day of your departure, and for any reason—and retain the FULL value of your trip, including your deposit. Your coverage includes:


New & Improved Benefits

 

 

Was

NOW

Medical Expenses

$25,000

$50,000

Emergency Medical Evacuation

$100,000

$500,000

Baggage & Personal Effects

$1,000

$1,500

Baggage Delay

$100

$250

Click here for the Certificate of Coverage and more detailed information, including FAQ's on Overseas Adventure Travel's Guaranteed Travel Protection Plan.

  • Pre-Existing Conditions Waiver
  • Travel Delay  
  • Trip Cancellation
  • 24-Hour Emergency Assistance
  • Trip Interruption
  • Accidental Death & Dismemberment

  

Your Travel Protection Plan provides the following coverage:

 

OAT Land Adventures

No. of Days You Cancel Prior to Departure

Without Travel Protection Your Refund Amount Would Be

Covered Penalty Amount

= Total Protection

Up to 90 days Total tour price less $300

$300

100%

89-60 days Total tour price less 10%*

10%*

100%

59-30 days Total tour price less 65%

65%

100%

29 days—day of departure Total tour price less 100%

100%

100%

*Or $300—whichever is greater

OAT Small Ship Tours

No. of Days You Cancel Prior to Departure

Without Travel Protection Your Refund Amount Would Be

Covered Penalty Amount

= Total Protection

Up to 121 days Total tour price less $300

$300

100%

120-90 days Total tour price less 10%*

10%*

100%

89-60 days Total tour price less 40%

40%

100%

59-30 days Total tour price less 65%

65%

100%

29 days—day of departure Total tour price less 100%

100%

100%

*Or $300—whichever is greater

FOR TRAVEL PROTECTION RATES, CLICK HERE

The Cancel For Any Reason Waiver Benefit, Trip Cancellation, Trip Interruption and Travel Delay are provided by OAT Travel/GCT Travel (for New York Residents, all of these benefits except the Cancel For Any Reason Waiver Benefit are insurance benefits underwritten by United States Fire Insurance Company, Eatontown, NJ). All other benefits are underwritten by United States Fire Insurance Company, Eatontown, NJ. The Travel Protection Plan is administered by Trip Mate, Inc. (In California, Trip Mate Insurance Agency, Inc.). This is a brief description of the plan benefits and services and applies to all trip departures in 2010 and after