New & Improved Benefits
Protect 100% of your Travel Investment up to the Moment of Departure
When you purchase OAT's Travel Protection Plan, you can cancel your OAT adventure at any time—up to the day of your departure, and for any reason—and retain the FULL value of your trip, including your deposit. Your coverage includes:
Benefits
| Was | NOW |
|---|
| Medical Expenses |
$25,000 |
$50,000 |
| Emergency Medical Evacuation |
$100,000 |
$500,000 |
| Baggage & Personal Effects |
$1,000 |
$1,500 |
| Baggage Delay |
$100 |
$250 |
For information on the Certificate of Coverage and FAQs on OAT's Guaranteed Travel Protection Plan, visit the Trip Mate, Inc. website
| Pre-Existing Conditions Waiver |
Travel Delay |
| Trip Cancellation |
24-hour Emergency Assistance |
| Trip Interruption |
Accidental Death & Dismemberment |
Your Travel Protection Plan provides the following coverage:
| OAT Land Adventures |
|---|
| No. of Days You Cancel Prior to Departure | Without Travel Protection Your Refund Amount Would Be | Covered Penalty Amount | = Total Protection |
|---|
| Up to 90 days |
Total tour price less $300 |
$300 |
100% |
| 89-60 days |
Total tour price less 10%* |
10%* |
100% |
| 59-30 days |
Total tour price less 65% |
65% |
100% |
| 29 days-day of departure |
Total tour price less 100% |
100% |
100% |
*Or $300—whichever is greater
| OAT Small Ship Adventures |
|---|
| No. of Days You Cancel Prior to Departure | Without Travel Protection Your Refund Amount Would Be | Covered Penalty Amount | = Total Protection |
|---|
| Up to 121 days |
Total tour price less $300 |
$300 |
100% |
| 120-90 days |
Total tour price less 10%* |
10%* |
100% |
| 89-60 days |
Total tour price less 40% |
40% |
100% |
| 59-30 days |
Total tour price less 65% |
65% |
100% |
| 29 days-day of departure |
Total tour price less 100% |
100% |
100% |
*Or $300—whichever is greater
Learn more about Travel Protection Rates.
The Cancel For Any Reason Waiver Benefit, Trip Cancellation, Trip Interruption, and Travel Delay are provided by OAT/Grand Circle (for New York Residents, all of these benefits except the Cancel For Any Reason Waiver Benefit are insurance benefits underwritten by United States Fire Insurance Company, Eatontown, NJ). All other benefits are underwritten by United States Fire Insurance Company, Eatontown, NJ. The Travel Protection Plan is administered by Trip Mate, Inc. (In California, Trip Mate Insurance Agency, Inc.). This is a brief description of the plan benefits and services and applies to all trip departures in 2010 and after.